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Privacy Policy

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This Privacy Policy (“Privacy Policy”) is incorporated by reference into the Terms and Conditions (the “Terms and Conditions” or “Terms”).
The website https://vyrajewellers.in including its mobile application Vyra Jewellers (collectively referred to as the “Platform”) is owned and operated by Freekart Megamall India Private Limited, and (“Vyra Jewellers” “We” or “Us”) Vyra Gold Retail Market (“Vyra Jewellers” or “We” or “Us”) (collectively referred to as the “Company”).

This Privacy Policy applies to all users whose Personal Information is processed by the Company through its business operations, mobile applications, websites, blogs, forums, and offline offerings.

By accessing or using the Platform, you agree to be bound by this Privacy Policy. If you do not agree, please do not use the Platform.


Disclaimer

By using the Platform, you consent to the collection, use, and disclosure of your information as described in this Privacy Policy. The Company reserves the right to modify this Privacy Policy at any time.


1. Collection of Information

1.1 Information You Provide

  • Name, mobile number, email address, password
  • Date of birth, gender
  • KYC details such as Aadhaar, PAN, Driving License
  • Bank account and payment details

Providing Aadhaar details is voluntary and handled in compliance with applicable laws.

1.2 Automated Information

  • IP address, browser type, device information
  • Transaction history and usage behavior
  • Location data (if enabled)

2. Cookies

We use cookies to enhance user experience, improve performance, and deliver relevant content. You may disable cookies through your browser settings.

  • Operational Cookies
  • Performance Cookies
  • Functionality Cookies
  • Advertising Cookies

3. Use of Your Information

  • To provide and improve services
  • To process payments and transactions
  • To prevent fraud and misuse
  • To communicate updates and offers
  • To comply with legal obligations

4. Sharing of Information

We may share your information with authorized partners and service providers strictly for providing services. We do not sell your personal information.


5. Third-Party Links

Our Platform may contain links to third-party websites. We are not responsible for their privacy practices.


6. Security Measures

We use reasonable security measures to protect your data. However, no online system is completely secure.


7. Data Retention

Your data is stored securely on cloud servers and retained only as long as necessary to fulfill legal and business purposes.


8. Your Privacy Rights

You may withdraw consent by emailing vyrajewelindia@gmail.com. Withdrawal may limit access to certain services.


9. Changes to Privacy Policy

We reserve the right to update this Privacy Policy at any time. Continued use of the Platform constitutes acceptance of changes.


10. Grievance Officer

Name: Mr. Dhivagar
Email: vyrajewelindia@gmail.com

Complaints will be acknowledged within 24 hours and resolved within 15 days.


Registered Office Address

137, Amaravathy Nagar, R N Pudur, Suriyampalayam, Erode, Tamil Nadu – 638005


Information We Collect

1. Sensitive Personal Data and Personal Information

We may collect Personal Information, including Sensitive Personal Data.

“Personal Data or Information” means information that relates to a natural person which can identify such person directly or indirectly.

“Sensitive Personal Data or Information” includes:

  • Financial information (bank account, credit/debit card details)
  • Passwords and biometric information
  • Medical records and health information
  • Sexual orientation
  • Visitor details and call data records

By providing Personal Information, you consent to its collection, use, and disclosure as permitted by law.


2. Personal Information We Collect

  • Name, address, email ID, phone number
  • Bank account and financial information
  • Preferences, favourites, and transaction history
  • Information provided via email, phone, or electronic communication
  • Bank account statements uploaded for credit assessment
  • Live selfie and KYC verification documents
  • Information provided through physical documents
  • Device information such as IMEI, operating system, and hardware identifiers

3. Domain Name and IP Address

We collect your IP address and domain name automatically when you access the Platform. This information helps us analyze website usage and does not directly identify you.


4. Cookies

Cookies help personalize your experience. You can disable cookies through browser settings; however, some features may not function properly.

  • Operational Cookies
  • Performance Cookies
  • Functionality Cookies
  • Advertising Cookies

5. SMS and Phone Access

We do not read or store personal SMS, except transaction-related messages used for credit assessment.

We may request one-time access to:

  • Camera
  • Location
  • SMS
  • IP Address

6. Biometric Data

We do not collect or store biometric data unless permitted under applicable laws.


7. Analytics

We use third-party analytics providers to understand how users interact with our Platform and improve service quality.


8. Children’s Privacy

Our Platform is not intended for users under 18 years of age. If we discover that information has been collected from a minor, it will be deleted promptly.

For concerns, contact: vyrajewelindia@gmail.com


9. Digital Gold Services

Digital Gold services are provided in association with Safe Gold, operated by Digital Gold India Private Limited.

We recommend reviewing Safe Gold’s privacy policy at: https://www.vyrajewellers.in/privacy-policy


10. Use of Your Information

  • Provide and improve services
  • Process payments and transactions
  • Prevent fraud and misuse
  • Customer support and communication
  • Marketing and service updates
  • Legal and regulatory compliance

11. Sharing of Information

Your information may be shared with authorized partners and service providers solely for service delivery. We do not sell personal data.

You understand that the Precious Metal is being offered for purchase by Vyra Gold and can be sold through the Platform. The Precious Metal purchased by You will be accounted in a customer account maintained by Vyra Gold and stored in physical form with Emerald Jewel Industry India Ltd. (“Custodian”).

Vyra Gold has appointed Vistra Corporate Services (India) Private Limited as Administrator to safeguard your interest. The Administrator shall monitor the Precious Metal held on your behalf with the Custodian.

Please read these Terms & Conditions and the Privacy Policy carefully before registering on the Platform.


1. Eligibility

You must be 18 years or older and capable of entering into a legally binding contract under Indian law. If you are a parent or guardian of a minor, you consent to their registration and agree to be bound by these Terms.


2. Registration

Users must register by providing personal information such as name, age, gender, and registered mobile number verified through OTP.

The Company may request financial information, KYC documents, PAN, or Form 60. Providing false or incomplete information may result in suspension or termination of your account.


3. Platform Services

The Platform facilitates buying and selling of Precious Metals. You are granted a limited, non-exclusive, non-transferable license to use the Platform for personal use.

You agree not to misuse the Platform, copy content, engage in illegal activities, or interfere with Platform security.


4. Placing of Orders

Orders are placed on a pre-payment basis. Once payment and KYC verification are complete, an invoice will be issued.

Purchased Precious Metal will be securely stored with the Custodian on your behalf.


5. Pricing & Payment Policy

Prices displayed are market-linked and may fluctuate. Payment must be completed via approved payment gateways.


6. Delivery of Precious Metal

Delivery requires a valid address and KYC documents. Failure to take delivery within the Maximum Storage Period may result in sale of Precious Metal as per policy.


7. Return & Cancellation Policy

Orders cannot be cancelled after confirmation. Withdrawals are allowed after 24 hours of purchase.


8. Refund Policy

Once an order is confirmed, refunds are not permitted. Contact vyrajewelindia@gmail.com for support.


9. Your Obligations

You agree to comply with all laws, provide accurate information, and act in good faith while using the Platform.


10. Intellectual Property

All content, trademarks, and intellectual property on the Platform are owned by the Company and protected under applicable laws.


11. Limitation of Liability

The Platform is provided “as is” without warranties. The Company shall not be liable for losses arising from use of the Platform.


12. Indemnity

You agree to indemnify the Company against any losses, claims, or damages arising from your breach of these Terms.


13. Force Majeure

The Company shall not be liable for failure to perform obligations due to events beyond its control.


14. Termination

The Company may suspend or terminate your account for violation of these Terms.


15. Governing Law & Dispute Resolution

These Terms are governed by Indian law. Disputes shall be subject to the jurisdiction of courts in Bangalore, India.


16. Communications

You consent to receive communications via SMS, email, or WhatsApp.


17. Grievance Redressal

Grievance Officer: Mr. Dhivagaran
Email: vyrajewelindia@gmail.com


18. Confidentiality

All confidential information exchanged shall remain protected even after termination of your account.


19. General Provisions

Notices will be sent via registered email or Platform notification. These Terms are non-transferable by users.